I love credit cards so much! v3.0 (see first page for add'l details)

[linzjane88]

The pandemic is causing me to lose my mind and I'm 15th on a wait list with a deposit down for a Havanese puppy.

I am not a dog person. I did not know Havanese was a type of dog.

I thought your username meant you had a fondness for men from Havana, Cuba. I mean it felt specific but whatever blows your skirt up, right?

 

[platamama]

I think we’ve been over this before... We’re getting another Boston Terrier! (We have a 3 year old already.) When r u guys getting the pug?

A Boston puppy!!! Oh please post pics!

 

[ten6mom]

Why did they get rid of it

I honestly don't know... my husband has the X and he really loved the Face ID thing then (not now after masks)... and he keeps telling me I probably shouldn't upgrade because he doesn't think I can live without the fake button.

He's probably right!

 

[ten6mom]

My phone has 128GB storage and I've come very close to filling it up... mostly with photos... on multiple occasions. But I've been better lately about uploading them to OneDrive (with a backup to my hard drive on the computer) and deleting them off my phone.

Lol I completely understand, and I was only joking! I can only remember things because I write down everything! Like, obsessively

I think you need a spreadsheet!

 

[havaneselover]

I am not a dog person. I did not know Havanese was a type of dog.

I thought your username meant you had a fondness for men from Havana, Cuba. I mean it felt specific but whatever blows your skirt up, right?

Lol. They are a cousin of the bichon. This is my Hav helping me work. They come in a lot of different colors and are super sweet dogs.

 

[Haley R]

I honestly don't know... my husband has the X and he really loved the Face ID thing then (not now after masks)... and he keeps telling me I probably shouldn't upgrade because he doesn't think I can live without the fake button.

He's probably right!

Yeah I’m not sure how I would do either

 

[Hoosier John]

Well yes, I know it gets him that, LOL. I guess I meant like the CSR gets the travel credit and the TSA/GE, lounge access, etc. Does the CSP have any perks outside of the 1.25% redemption? If he went for the cash that would be $800 (or $840 after the spend). Is there a better rewards card to be looking at?


So no AF the first year? Sorry I'm not hip on the CSP, LOL


I'm with you! I've got the 256 and it's 1/2 full. The only reason it isn't more full is I've been too lazy to put more photos back on it. My 15yo and 11yo seem to do fine w/ the 64GB. So there are people who manage, LOL.

Oh right, I forgot the AF ... So minimum earnings to meet the bonus spend is 80k + 4k - $95, or in Cash $800 + 40 - 95 = $745, or $931 if redeemed at 1.25x. Plus the CSP earns 2x on dining and travel.

Another reason to get one (or both) of the Sapphire cards early, is that you are only allowed to get the bonus for any Sapphire card once every 48 months. I think the travel insurance is good, but likely not as good as the CSR

 

[gottalovepluto]

US Bank has their $300 checking account promo on. DoC link. If you’re in their footprint and generally <6/24 this can be a good way to get your foot in the door to establish a relationship to get an Altitude Reserve down the road.

 

[LilSweetPeaPhoto]

Oh right, I forgot the AF ... So minimum earnings to meet the bonus spend is 80k + 4k - $95, or in Cash $800 + 40 - 95 = $745, or $931 if redeemed at 1.25x. Plus the CSP earns 2x on dining and travel.

Another reason to get one (or both) of the Sapphire cards early, is that you are only allowed to get the bonus for any Sapphire card once every 48 months. I think the travel insurance is good, but likely not as good as the CSR

Hmmm, I guess I'll pass it along and let him decide. As a pilot he gets free flights whenever. So I'm not sure if travel insurance is needed for him. He can literally get on any plane (even FedEx and Amazon). I'm obv jealous, LOL. I know he's lacking in hotel points. They used to let them get the points/stay for their travel, but now they don't. So while (when he's working) he's living out of hotels 1/2 the month, he doesn't get any points, credits, or night stays.

 

[Judique]

New phrase I've learned today and want to remember for when myself and my older, retired buddies get back to having lunch get togethers:

'Whatever blows your skirt up.'

 

[havaneselover]

New phrase I've learned today and want to remember for when myself and my older, retired buddies get back to having lunch get togethers:

'Whatever blows your skirt up.'

I find it particularly funny since I'm only wearing joggers and leggings these days

 

[platamama]

If you have AA miles that are nearing the 18 mo expiry (which is NOT something AA has changed despite the pandemic ), their SimplyMiles program is an easy way to keep some ongoing activity. It's separate from their shopping portal; it's more similar to Rakuten/Dosh where you link a card (has to be a MC) to your SimplyMiles account and then activate offers so that when you use that MC for a purchase, you get some miles. Some offers are online, some are in-store, some are both. You may even be able to stack if that store is also available through a portal. I just did one for Rover and got 1000 miles and kept my AA miles alive for another 18 mo.

There is one really positive change AA has implemented that I like, and that is miles belonging to people under 21 years of age will no longer expire until they turn 21, and then the 18 mo counter starts. I only discovered that when I was trying to sign up my teen for a SimplyMiles account to keep her miles alive, and found out I didn't have to worry about it (initially she had some expiring next month).

 

[elgerber]

Is there an easy way to extend Bonvoy if you dont' have any of their cards anymore?

 

[punkin]

So United cancelled my Thanksgiving flight and rebooked me on a flight next April! I called them but it needs to be cancelled throu Amex (I used points).

 

[wanderlust7]

Is there an easy way to extend Bonvoy if you dont' have any of their cards anymore?

Here are some options. Personally, I'd probably do 1000 MR transfer.

https://millionmilesecrets.com/guides/do-marriott-points-expire/

 

[wanderlust7]

Great new Amex Bonvoy offers. Debating if I should get the Brilliant for both me and DH (we both already have the biz). Have to consider timing with 5/24 and the 4 Amex credit cards max. Also how to use the $300 Bonvoy credit if we have 2. Lots to think about.

https://onemileatatime.com/marriott-platinum-status-credit-card-bonus/

 

[Crazed4DisneyinSC]

If you have AA miles that are nearing the 18 mo expiry (which is NOT something AA has changed despite the pandemic ), their SimplyMiles program is an easy way to keep some ongoing activity. It's separate from their shopping portal; it's more similar to Rakuten/Dosh where you link a card (has to be a MC) to your SimplyMiles account and then activate offers so that when you use that MC for a purchase, you get some miles. Some offers are online, some are in-store, some are both. You may even be able to stack if that store is also available through a portal. I just did one for Rover and got 1000 miles and kept my AA miles alive for another 18 mo.

There is one really positive change AA has implemented that I like, and that is miles belonging to people under 21 years of age will no longer expire until they turn 21, and then the 18 mo counter starts. I only discovered that when I was trying to sign up my teen for a SimplyMiles account to keep her miles alive, and found out I didn't have to worry about it (initially she had some expiring next month).

Thank you for posting this!! With all the postponed travel we had planned for next year, and accumulation of AA miles to fund it, I was trying to figure out how to extend them. I remember hearing about SimplyMiles, but for some reason I thought it had to be an AA credit card, which I no longer have. But I guess it just needs to be any Mastercard! Woohoo. Going to check it out now.

ETA: They have Petsmart as one of the offers! I have been spending a small fortune there lately with our impending new arrival. I'm sure I'll need something else soon. And it's just 1 point per $1 which is absolutely fine... I only need this to reset my expiration clock

 

[GlamMistress]

Haven't been on much recently. Did I read online (Facebook group maybe?) that you still can't buy park hoppers for 2021 and the reservation system has been extended? Someone please tell me I'm wrong...

 

[miztressuz]

Fair warning - Totally Off Topic - but I had to share after it made me think of my fellow spider-phobe CC peeps here!

Some may recall from a ways back that I live in Spider Mecca basically. As a bit of an arachnophobe it's been kinda good as an immersive therapy so that I can tolerate some now but it's definitely not a cure! So you know, still kinda sucks But I have all kinds of spiders, little tiny ones, great big ones, pick a color I probably have them all. I even have the Halloween spiders - as I call them - those ones that look like a decoration drawings with the big back end and long V shaped legs. One of those set up a web outside my bedroom window for a couple days. That was fun to see when you wake up in the morning.

So I'm just used to it. Unless one is in my immediate vicinity I kinda try to ignore it. I watched a small one crawl across the hood of my car as I'm doing 50 mph on the highway. As long as it stays out there and I don't think about it getting inside the car, I've been ok.

The other day I was getting gas and I had to use the full service pump to redeem my fuel rewards (well, I guess kinda on-topic adjacent). As the kid was pumping he kept staring at my car. At one point he got kinda close to it looking at something. Thought maybe he was checking out his reflection or something. Then he kinda gingerly removes the nozzle at the end and says, "Ahh... you got a lot of spiders on your car... ah... lemme get this one for you..." and he stepped over to grab a paper towel and bats away one that was crawling around the gas cap.

I almost busted out laughing at how absurd this must look to anyone else! I was so caught off guard I could only say "Yeah I know, Sorry!"
As I was telling it to hubby, he came back with "I hope you said 'Yep! Getting ready for Halloween. How'd we do?' "

That's my life, Halloween Town, all year round.

 

[afan]

I was able to switch my Tokyo hotel to the Tokyo Station Hotel just now. Randomly checked to see if it had opened up.

Slightly curious about the Tokyo Bay Hilton though because it's still only bookable through July 27 and while I can't imagine they would take the entire thing down for a renovation I do wonder what's going on. I can book other Hilton stuff in the area, but this one and another show as sold out when you put dates in on the app, unavailable when you put dates in on the website and searching by their calendar shows no 4 nights available. Guess if I had to I could switch to a Hilton in Tokyo and stay further out at the Hyatt at TDLR but I'd rather stay at Tokyo Station now that I have it, the location is too good for what my plans appear to be shaping up to.