I see what you are saying, and not to strain the analogy, but the critical difference here is that I never chose to sell the car to my neighbor's kid. DVC did that on their own to, as you said, preserve trading options or monetize defaulted points.
While I understand that need to recoup, I also wonder why I have to be one that's disadvantaged - i.e., not be able to use my points when there is a vacancy on DVC property - because some other member defaulted on their mortgage and forfeited points, or used points toward a cruise instead of staying on property.
Basically, it seems that DVC is "playing favorites" with the points they hold (which they can monetize presently - either by renting on their own or selling to CRO) vs. the points I hold (which they can't). Am I misinterpreting that?
Thx. Yeah, I did call. They were unable to help, other than put me on the SS and OKW wait lists. Maybe I will luck out at the 31-day mark, like you said.