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Old 01-13-2013, 09:50 AM   #61
4HppyCamprs
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Quote:
Originally Posted by lllovell

Check in your area and see if there are any used appliance stores. When our dryer died last time, we bought one there for $100. That was 4 years ago and still going strong. Good luck.
When our dryer died (a free dryer that came with the house) we bought one off Craigslist for $100.00 and it has worked great for 2 years and it is still going strong

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Old 01-13-2013, 03:55 PM   #62
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We're in to dump the debt! We paid off a small CC this month so that felt really good. We'd like to be debt free except the house by August 2014 when DS goes to college. It should be doable although we are saving for 2 new vehicles so that takes away from paying toward debt, the van has 138,000 miles on it, and the car just turned 200,000 (It is a 2006 my DH drives to work an hour each way.) We will drive both until they fall apart and hope it isn't at the same time! I appreciate having a place to go to for encouragement and to encourage others.
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Old 01-13-2013, 04:51 PM   #63
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I think this thread could be helpful for encouraging each other.

I do not think we will be completely out of debt this year, but there are some goals we are hoping to achieve.

1. Pay off Gutter Guard - 800.00 left, hopefully paid off by March 2013
2. Pay off credit card - 2500.00 left, hopefully paid off by May 2013
3. Pay off windows - 5000.00 left, hopefully by May 2014
4. Pay off student loans - 10,000.00 left, hopefully by December 2014
5. Pay off car - I believe the payments are until 2018 at this point, but if the above all gets paid off, this can also be paid off sooner
6. Pay off mortgage - Currently scheduled to paid in full 2026

Thanks for letting me write this out and good luck to everyone in this thread for paying their debts off!
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Old 01-13-2013, 05:10 PM   #64
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Good luck everybody.

Think of how nice it will be to have money to pay for Christmas, a vacation, an appliance, car, furniture or another large ticket item.

Once you are debt free, you will not panic when you hear about a layoff. You will know that you can make it on your unemployment until you get another job.
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Old 01-14-2013, 07:13 AM   #65
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As I packed lunch for work today I thought of how much I would rather have Panera for lunch.....then thought if I take my lunch the debt goes THEN I can have any food I want at Disney and feel darn good about it.....hey for me its the little things! Good luck to everyone this week!
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Old 01-14-2013, 07:55 AM   #66
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Quote:
Originally Posted by disneycrazi View Post
As I packed lunch for work today I thought of how much I would rather have Panera for lunch.....then thought if I take my lunch the debt goes THEN I can have any food I want at Disney and feel darn good about it.....hey for me its the little things! Good luck to everyone this week!
That's a great way to look at it!!

I'm doing something similar, but ours it traveling to Europe. Really expensive with 6 people but if we hadn't been paying CC's off, we would have been there already. Maybe even more than once.
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Old 01-14-2013, 08:23 AM   #67
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Quote:
Originally Posted by BernardandMissBianca

That's a great way to look at it!!

I'm doing something similar, but ours it traveling to Europe. Really expensive with 6 people but if we hadn't been paying CC's off, we would have been there already. Maybe even more than once.
Europe! Congrats! and I totaly get the CC thing...they are mean little buggers, but you are gonna do it!!!!
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Old 01-14-2013, 09:03 AM   #68
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We're saving for a summer trip to Hawaii and having something to look forward to definately makes it worth it! It's also a good excuse not to shop or going out to eat and when your invited by friends to do something that involves spending money.
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Old 01-14-2013, 09:24 AM   #69
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We are buying a house. And paying off a $11k of debt!
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Old 01-14-2013, 09:47 AM   #70
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Just my luck. I got a nice snowball payment to the CC and then my DH's horse got a deep cut on his leg and had to have the vet look at it, then my MiL (who had a stroke recently) needed a new shower door with grab bars on it. DH paid for it, of couse. DD bought her books for her college courses (we were expecting this though) AND our rental house sprung a leak in the roof. UGHH!!!!

My snowball melted and I'm back where I started. Even more in debt than before! I've got to keep repeating Dory "Keep on swimming...keep on swimming"
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Old 01-14-2013, 04:39 PM   #71
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We all have to keep swimming and then one day we all will be ahead of the dreaded debt monster! I know we all can do this I recently got a new job and I am trying to decide if I need another job so I can debt dump a little faster! I was running some numbers for my next Disney vacation, hopefully Feb 2014 and I really hope I get a discount, rack rates for the 5 of us for 8 nights are $4200 just tickets and hotel!
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Old 01-14-2013, 07:24 PM   #72
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2012 - Our goal was to pay off DH's computer, my car and a personal loan. We accomplished all three. It felt really good!

2013 - Our goal is to pay off DH's car and the 70" TV we bought last year. Once those are paid off the only debt we'll have is our mortgage. I just hope our paid off cars will last us a while so we don't have to take on another car payment too soon!

Good luck to everyone working to dump their debt!!
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Old 01-14-2013, 08:06 PM   #73
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We've been paying everything off that we could- our older vehicle is 11 years old and our newer one is 4 years old. The newer one just got paid off last month!!
All we have left now is the mortgage, and I'm hoping to have that paid off in May. I've been adding extra $$ to our monthly payment since we bought the house in 2000 (before the bubble grew and burst), and have turned our 30 year mortgage into a 13 year mortgage.
Of course we work in a volatile industry, so if the government has their way- we might be facing a layoff.
But we won't be out on the street....
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Old 01-15-2013, 08:14 AM   #74
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Trying to keep us on track, I love it! I can't wait until I can start putting extra $ into our 30 year mortgage so we can have a 20 year or shorter mortgage! If we keep encouraging each other all year, I see a lot of debt dumping!!!!! It is already the 15th of this month, is everyone on track for January? I will let you know as the month progresses, I get paid kind of strangely so I will have a better idea in 2 weeks!
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Old 01-15-2013, 06:18 PM   #75
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nevermind....
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