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Old 06-14-2012, 12:32 PM   #1
PinballFamily
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Mortgage Payoff Party ideas - help! - this is BIG for us! UPDATE post #48

Looking to make our *final* payment in person at the bank on Dec. 31, 2012. Gotta keep up our momentum - we've been hyper-focused on paying this off for the past couple of years and, if we can do it, we will be almost nine years early! It is never too early to start planning this once-in-a-lifetime party - love to hear any crazy and fun ideas for a celebration you can think of! Short of taking a couple of marching band members to the bank with us, what else do you have? (Believe it or not, I thought of this!) It sure helps that it is New Years Eve, too...
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Old 06-14-2012, 01:34 PM   #2
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Have a ceremonial "burning of the mortgage" papers.
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Old 06-14-2012, 01:51 PM   #3
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I would just quietly celebrate with my husband, and maybe one or two very close friends. I would not want to have a big 'once in a lifetime party' because I'd worry that people would see it as bragging.
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Old 06-14-2012, 01:58 PM   #4
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We went to Disney World to celebrate. I wanted to wear the "I'm Celebrating" button and put on there paying off my mortgage, but my husband thought I was crazy, so I didn't.
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Old 06-14-2012, 03:08 PM   #5
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Quote:
Originally Posted by scrapquitler View Post
I would just quietly celebrate with my husband, and maybe one or two very close friends. I would not want to have a big 'once in a lifetime party' because I'd worry that people would see it as bragging.
Eh. Anyone offended by that is looking for a reason to be offended, so who cares what they think? People who truly care about OP are going to be happy for her.
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Old 06-14-2012, 03:22 PM   #6
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Quote:
Originally Posted by jrnunzio3 View Post
We went to Disney World to celebrate. I wanted to wear the "I'm Celebrating" button and put on there paying off my mortgage, but my husband thought I was crazy, so I didn't.
This is what I would do... button and all.

Congratulations, OP!
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Old 06-14-2012, 03:24 PM   #7
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Originally Posted by mrsklamc View Post
Eh. Anyone offended by that is looking for a reason to be offended, so who cares what they think? People who truly care about OP are going to be happy for her.
I wouldn't be offended, but I'd think it was really weird to be invited to a party to celebrate someone paying off their mortgage. Only time I've heard of that was on the Waltons. Just seems like the kind of thing more appropriate for a private celebration (or a trip to WDW, as another PP suggested).
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Old 06-14-2012, 03:32 PM   #8
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I wouldn't be offended, but I'd think it was really weird to be invited to a party to celebrate someone paying off their mortgage. Only time I've heard of that was on the Waltons. Just seems like the kind of thing more appropriate for a private celebration (or a trip to WDW, as another PP suggested).
I agree. Definitely seems like an accomplishment you'd privately celebrate.
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Old 06-14-2012, 03:54 PM   #9
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Wow, our mortgage is scheduled to be paid off in a little less than 5 years and I'm already imagining the fancy dinner we will treat our friends with.....a very upscale local restaurant. I figured we would go not when we pay the last payment, but when the payment is usually due and treat these good friends....Basically we'd pay for an amazing dinner with the money we'd have made the mortgage payment with. A ridiculous splurge, perhaps, but I am already dreaming about it.

I guess I'll have to second guess myself about it now.

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Old 06-14-2012, 03:55 PM   #10
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I hope I'm not the only one who remembers the M*A*S*H episode where Mildred Potter pays off the mortgage, and sends it to Korea for Col. Potter to burn, lol.


That's always been my vision when ours is paid off (burning the papers, not sending them or my DH to Korea!)
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Old 06-14-2012, 04:13 PM   #11
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Thanks everyone, and keep the responses coming! Yes, the celebration would only be for our immediate family and two very close family friends with whom we all celebrate all holidays (real and imagined!). No one else in our lives would really care! But, this payoff will be something significant for our kids - who have really "gotten it" as we've all been working towards this goal. (We have a child with autism and the fact that he will *always* have his home to live in is huge for us.)

Thanks again!

ETA: Wow! I do (now!) remember that M*A*S*H episode. A blast from the past!
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Old 06-14-2012, 04:18 PM   #12
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Quote:
Originally Posted by jrnunzio3 View Post
We went to Disney World to celebrate. I wanted to wear the "I'm Celebrating" button and put on there paying off my mortgage, but my husband thought I was crazy, so I didn't.
That's awesome! I'm sure there are people "celebrating" stranger things with those pins!
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Old 06-14-2012, 04:23 PM   #13
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I think it would be great fun to host a dinner party out for friends to celebrate.

The only thing I'd be careful about is that others in this economy might not be rowing the same boat you are and can possibly be sinking. Although your friends in such a situation might be happy for you, it could make them feel weird. But, if I were in such a situation, maybe a nice dinner out would be an oasis.
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Old 06-14-2012, 04:24 PM   #14
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Congratulations! We are working hard to pay off our mortgage in the next 7 years. We pay extra when we can. We are HUGE Ramsey fans so we plan to celebrate by driving to Tennessee to scream we're debt free!

Good luck! I think that is cause for a big celebration!
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Old 06-14-2012, 05:02 PM   #15
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Hmmmm...we paid ours off 3 years ago- year 13 of a 30 year mortgage so I guess 17 years early. We celebrated by diving into a major remodeling project. We'd put a lot of things off to pay that mortgage off.

Never really occurred to us to have a party or anything.
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