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Old 08-27-2011, 10:46 AM   #106
Lizzim
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I pay my loan payments on a credit card (which I then pay off so get air miles free) automatically each month. Not sure if you can pay the loan payments front a UK account or not, I didn't ask. We paid our deposit by card but I can't see that they would refuse cash!
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Old 09-06-2012, 10:48 AM   #107
techandy
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Just incase anyone hadn't logged into their suntrust accounts and downloaded a statement recently you will have missed the following notification at the top of the statement

"EFFECTIVE 8/24/12: MINIMUM BALANCE REQUIREMENT INCREASES FROM $500 TO $1500 DAILY COLLECTED TO WAIVE MONTHLY MAINTENANCE FEE OR WAIVE WITH DIRECT DEPOSIT. ONE TIME REDUCED RETURNED OR OVERDRAFT ITEM FEE IS NO LONGER AVAILABLE. FOR MORE INFORMATION CALL 877-271-5661."

However, I have just spoken to suntrust and they have advised me that they have scrapped this planned increase, you will still need to maintain $500 balance to avoid monthly fees of $7
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Old 09-07-2012, 03:41 AM   #108
Elise79
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Yes the fees schedule on the website with an effective date of 8/24 shows the balances have remained the same.

Out of interest has anyone tried to open a deposit/savings account with SunTrust?

We build our spends up over a period of time and I wondered if I could get it to earn me some interest
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Old 09-07-2012, 06:43 AM   #109
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I think if you gain any interest you have to have completed a W8-BEN form, and 30% is withheld by the US Govt…

Then you have to declare the income to the UK Govt in your tax return so they can tax it over here as well… (yawn) http://www.irs.gov/pub/irs-pdf/iw8ben.pdf

So I never thought it was worth looking into a savings account :-/ I have just to send money to my account using PayPal so if that works £10 then I'll put together a document on how to do it, easier than depositing cash and PayPal conversion rates aren't that bad, ie yesterday when it was $1.59- £1 PayPal converted it at $1.55- £1. - Although the sting in the tail will be if suntrust charge me for the direct deposit from PayPal!
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