No Buy ~ January 2013 edition

[mommy2mrb]

1/20 didn't do to good today - lunch for us & niece $24.38 / Macy's for me (had store credit) + 12.34 bought shirt & new jeans for me / disney store $95.27 ( 2 GC for pixie dust for friends kids during dance trip & new shirt each for megan and I) David's Bridal - found my dress for BFF DD Batmitzvah & megan's shoes & wrap $157.48 lots of extra $ spent, but happy I found a dress I love! here is the item #S256930 in the eggplant/purple if you want to take a look!
1/21 $0
1/22 $9.64 dinner out - forgot earlier
1/23 $12.95 - photo book for my mom
1/24 $57.24 groceries - $3.45 boxes
1/25 $40.14 gas - $2.35 walgreens photo processing
1/26

[Where'sPiglet?]

January 2013 No Buy

Goal: 15 $0 Days

1: $48.62 Groceries, lunch in MSP airport
2: $0
3: $46.00 McDonald's , Lowes, Ross
4: $67.63 Walmart (Groceries & "misc" )
5: $0
6: $18.18 Groceries
7: $0
8: $0
9: $0
10: $7.85 Shirt for work (required), school lunch milk
11: $2.25 snoball
12: $124.98 Popeyes, sneakers, shirts, phone, Gas ($22.07 - $3.05/gal)
13: $49.38 Winn-Dixie (groceries)
14: $4.60 McDonald's
15: $50.22 Walmart (groceries, misc.)
16: $0
17: $0
18: $0
19: $0
20: $0
21: $0
22: $4.85 McDonald's
23: $0
24: $31.18 McDonald's, Gas ($27.14 - $3.07/gal -3.27-20c/gal rewards)
25: $0
26: $0
27: $0

Total: $455.74
$0 Days: 15

I'm not quite sure why I've been at McDonald's so much this month.

This thread seems to be losing momentum! Even if you feel like you failed this month, you gained an awareness of your spending that you may not have had before. Try to finish out this month strong and look forward to the fresh start we get on Friday! If you're new at this, keep in mind that it takes about three months to calibrate a budget, so don't give up until at LEAST the end of March!

[Where'sPiglet?]

Originally Posted by mommy2mrb

1/20 didn't do to good today - lunch for us & niece $24.38 / Macy's for me (had store credit) + 12.34 bought shirt & new jeans for me / disney store $95.27 ( 2 GC for pixie dust for friends kids during dance trip & new shirt each for megan and I) David's Bridal - found my dress for BFF DD Batmitzvah & megan's shoes & wrap $157.48 lots of extra $ spent, but happy I found a dress I love! here is the item #S256930 in the eggplant/purple if you want to take a look!
1/21 $0
1/22 $9.64 dinner out - forgot earlier
1/23 $12.95 - photo book for my mom
1/24 $57.24 groceries - $3.45 boxes
1/25 $40.14 gas - $2.35 walgreens photo processing
1/26

The dress looks nice! Your January 20th sounds like it was an expensive but fun day!

[PrincessNancy96]

Just a few more days in the month... Everyone has been doing a really good job...

I hope to get 2 more no buy days myself..
today is a big spend day...but I'm paying budgeted bills...so really no extra money is going out...

[rlovew]

1/1- $0
1/2- $0 for us /$38 salt for water softener- (reimbursable)
1/3- $54 food at Downtown Disney
1/4- $11 DH eating out/ $21 for car filter (reimbursable)
1/5- $36 Gas, $34 spices(at DTD), $11 groceries
Total for week: $36 gas, $45 groceries, $65 eating out- total: $146

Week 2: Goal- Groceries-$75, Gas-$40, Eating Out(Sun lunch)-$25, Anything Else- $30- *Possible car maintenance to keep transmission in good shape*
1/6- $129 groceries, $25 for lunch out
1/7- $0
1/8- $21- Dollar general for groceries and flood lights
1/9- $21 speakers for my computer (DH had stolen mine about 3 years ago and I finally had something I wanted to use them for), groceries $5, $3 for my weekly breakfast Bible study
1/10- $0
1/11- $25 for dinner out (we do 1 monthly dinner with clergy couples and it is very necessary for my sanity)- worked plus $89
1/12- $0
Total for week: groceries $155, $53 eating out, $21 (speakers from my Christmas money) Total: $229

Week 3:Goals for next week: groceries $75 (should need too much I have all the meat we need mainly breakfast foods and fresh vegetables and fruit), 1 day out to celebrate DH- $50 may be less if we use giftcards or go for lunch
1/13- $5- rest of what was needed for dinner
1/14- groceries $60 so a little less than expected
1/15- gas $43, lunch out for DH $8 (traveling for work)
1/16- $20 (lunch for DH on road), $4 for Breakfast Bible Study
1/17- $0
1/18- groceries- $17, gas $38, staples (bill folder for the year)- $11
1/19- $0
Total for the week: groceries $81, gas $81, eating out- $32, other $11

Week 4: This week we were away in Orlando for the week so my goal was no more than $50 a day for food.
1/20- $200 for lodging, $18- groceries, Ghirardelli $11
1/21- lunch out - $20, goodies for Bible Study- $32, gas -$29
1/22- snacks- $5, outback-$10 (used a giftcard for rest)
1/23- groceries- $10, lunch(Via Napoli)-$40
1/24- lunch- $20
1/25- gas- $32, walgreens(medicine for DH/toiletries/dog treats)-$25
1/26- $10 (training for church), dollar general- $1.50(cough drops)
This week total: lodging- $200, groceries- $28, eating out- $106, Bible Study-$32, gas -$61, other- $37

Week 5: This week we need to reign back in after a week away:
1/27- dollar general (medicines)-$14, ate lunch on giftcards
1/28- $0
1/29- $0
1/30- $4 breakfast, $17 pet food, $7.00 groceries
1/31-

Totals for the month:
Gas $178 (all reimbursed by church)
Lodging- $200
Eating out- $260 ($24 reimbursed by church)
Other- $65
Church Stuff- $42 (all reimbursed by church)
Groceries- $330
Total Discretionary $831
No Buy Days: 8 days (11 days with someone out of town)

Rebecca

[mommy2mrb]

Originally Posted by Where'sPiglet?

The dress looks nice! Your January 20th sounds like it was an expensive but fun day!

thanks! so happy I found something I loved and it comfortable too!



1/20 didn't do to good today - lunch for us & niece $24.38 / Macy's for me (had store credit) + 12.34 bought shirt & new jeans for me / disney store $95.27 ( 2 GC for pixie dust for friends kids during dance trip & new shirt each for megan and I) David's Bridal - found my dress for BFF DD Batmitzvah & megan's shoes & wrap $157.48 lots of extra $ spent, but happy I found a dress I love! here is the item #S256930 in the eggplant/purple if you want to take a look!
1/21 $0
1/22 $9.64 dinner out - forgot earlier
1/23 $12.95 - photo book for my mom
1/24 $57.24 groceries - $3.45 boxes
1/25 $40.14 gas - $2.35 walgreens photo processing
1/26 $11.87 lunch $9.43 dinner


1/27 $0
1/28
1/29
1/30
1/31

[dsneprincess]

So it's the 29th & I am happy with my progress this month. I have been able to limit eating out significantly, at least at dinnertime. I am happy with the "baby steps". I have a significant outlay either tomorrow or Thursday as first tax bill is due. I am glad it's not the school tax one since that is more than 2x the county tax one that is due. I was really stressing on "finding" the money to make the payment because I went for broke at end of year & sent significant chunks to iras & 529 and was afraid I was going to regret that. I have 2 car insurances due in February & I would like to fund Disney out of change laying around the house. If I can find the time to wrap it & take to bank, I bet I can do it. This will also be a form of clutter out, right? I am hoping to not spend any money in grocery store for next 2 weeks, other than milk, bread & lunch meat. I am going to feed us out of the pantry/freezers. I love how much this thread has helped me pay attention to my spending. I have seen this before but I like the location on this creative board. (Just seems less obvious & more private, I guess!) I am thankful for all I've learned from everyone & all the wisdom I've benefited from this month here. Thanks!

[PrincessNancy96]

Wow!! I made 16 no buy days!!!

I paid off DsS21's tuition 3 months early this month!!
I am one payment (actually paying it off tomorrow) from paying off CC!!!

I started the NO Buy February thread today...so if you wanted to you could set up your goals for next month..


Buffy, thanks for starting this thread.. It has been a great motivator for me.

[JohnsonsLoveDisney]

Awesome Nan! I will get my numbers in today.

[BernardandMissBianca]

Originally Posted by PrincessNancy96

Buffy, thanks for starting this thread.. It has been a great motivator for me.

Any time!!
thanks for starting Feb!!

[mommy2mrb]

1/27 $0
1/28 $65.00 for gift basket stuff for BLB - mom chipped in the rest & bought lunch
1/29 $0
1/30 $0
1/31 $34.00 nails


great news paying tuiton off early Nan! will go sign up on the Feb thread!

[Deffenm]

Originally Posted by Deffenm

Yeah I am glad I found this thread. I looked for it on the Budget Board but it moved. This is a huge goal for us this year. We are going to stay on budget and pay off some bills and save more. Here are my goals for Jan.
1.)Stick to Budget (groceries for Jan. $600, Gas for Jan. $400, pay normal bills)
2.) Only eat out 5 times for month (lunch and dinner)
3.) earn/save $500 in Jan.

Well I did pretty good in Jan. I didn't meet all of my goals but tried really hard.
1.) Spent $603.17 on groceries: Budget $600 (So close)
2.) Spent $384.92 on Gas: Budget $400 (Yeah made goal)
3.) We only ate out 5 times for the month ( Yeah made goal)
4.) Saved $478.03: Goal was $500. (So close)

I am going to stick with these goals again in Feb. I should be able to easily meet my savings goal since I don't have to pay for Vet, Dog license, or water bill in Feb. and I hope with having 2 less days I won't go over my grocery budget!

[JohnsonsLoveDisney]

1/31-$25 groceries (stocked up on somethings to make, make ahead dinners saved $53!!) and $19 on ice cream after the school thingy.

and found out they are building a M's out there. closer to me. woohoo!