DVC RESALES
DVC RESALES

Go Back   The DIS Discussion Forums - DISboards.com > Disney Vacation Club > Purchasing DVC
facebooktwitterpinterestgoogle plusyoutubeDIS UpdatesDIS email updates
Register Chat FAQ Tickers Search Today's Posts Mark Forums Read





 
 
Thread Tools Rate Thread Display Modes
Prev Previous Post   Next Post Next
Old 01-30-2013, 02:57 PM   #12
rojen
Mouseketeer
 
Join Date: Apr 2012
Posts: 80

DVC Gold Member
Paid DVC Rent/Trade
Gold Membership

Quote:
Originally Posted by Jasonkat View Post
You have $20,000 and you just feel like you HAVE to spend it? Who are you, Barack Obama?

You "could" buy 100-200 DVC points now and put the rest of the money in a separate savings account for the express purpose of buying more DVC points in the future. There is no reason to go from owning 0 points to 300 pts overnight. Buy a smaller amount and then if it works for you buy more later.

I have 2 kids age 3 and 1 and my family expects two trips per year in 1 bedrooms. We will need about 400-450 points to do this. However I just closed on a 200 point contract. I figure I'll buy half what I need now and then try out DVC for a little bit before committing so much money.

The price difference of 300 pts vs 150 points will probably be $10,000 up front and $800 annually. That's a lot of money and you are better off buying half what you need and then expanding later.

And if prices crash you will get a better deal in the future and feel happy you waited. And if prices rise you will feel like you got a good deal now and be happy you bought when you did. Either way you are a winner.
The idea was to rent the excess points until I need them. Money sitting in an account drawing .25% interest does me no good. Renting out points at least puts the money to use. I'll recoup that excess cost for a few years, pay for MF and such.

And I've stayed at three DVC properties. We'll be going 1-2 times a year. Definitely don't want to spend the money to stay at a deluxe, and the values are too small. Mods are ok, but even with a discount, paying $150 a night at POR adds up to the value of a DVC contract real fast.
rojen is offline   Reply With Quote
 



Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

DVC-Resales.com | 1-800-550-6493 (Contact The Timeshare Store) | DVC Resale Listings

facebooktwittergoogle plus youtube itunesDIS Updates
GET OUR DIS UPDATES DELIVERED BY EMAIL



All times are GMT -5. The time now is 12:52 AM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.