Originally Posted by vinmar4
I want to thank every body for some great ideas. I called to verify the numbers for this year and it turned out that we were overcharged last year so we got some credit for this year for the MF's. We decided to rent our points as our first option if we run into this problem again. For this year, I got a good bonus from work so that took care of this year and I was even able to get the deal for the PAP
I'm confused. I just went back and read your post again. I'm glad you got out of the jam this year, but if I'm understanding correctly you didn't rent out any points or apply any money towards your loan? After rereading your first post, it was easy to see the stress that you were feeling when you wrote it. My concern is that at some point in the future you are going to have the same experience. I'd still suggest that taking one year off, take the money that you would've spent on tickets, travel, expenses and couple that with the revenue you get from renting your points and pay down your loan balance a bit. I think you will be glad you did in the long term. But I could be wrong. Good luck.