Would it makes sense to buy just 10 points?

[ranthony]

Jason-I love that you are thinking creatively to try to make things easier and more economical for your family. I think putting yourself in a position of allowing for transfer of points as opposed to rental of points is a smart one as most owners consider a transfer a much easier way to unload unwanted points. Then there is the benefit of being able to take advantage of owner perks that could help save you money over the long run.

However, as others have said, the minimum contract you could buy would be 25 points. Depending on last minute points in "crisis" becoming available in the amount and when you would need them is like playing vacation roulette. It could cause you most stress to try to get things to work out than it's worth.

You never mentioned how many points you would typically need each year but why not look for a resale contract that could accommodate your families needs with banking and borrowing? Then you can hope for transfers to become available but are not dependent on them every year.