No Buy ~ January 2013 edition

[JohnsonsLoveDisney]

I hear ya. We shopped the freezer so much its empty! And no good sales on anything. I do have a raincheck for hamburger that I may cash in tomorrow while I'm in town.

[Deffenm]

Yeah I am glad I found this thread. I looked for it on the Budget Board but it moved. This is a huge goal for us this year. We are going to stay on budget and pay off some bills and save more. Here are my goals for Jan.
1.)Stick to Budget (groceries for Jan. $600, Gas for Jan. $400, pay normal bills)
2.) Only eat out 5 times for month (lunch and dinner)
3.) earn/save $500 in Jan.

1/1 - $0
1/2 - $28.43 grocery store
1/3 - earned $29 from selling books, cds, dvds, $0

[JJ&JHsmom]

I hear you about an empty freezer! Having DS back home is getting expensive, though not as expensive as room and board.

[JohnsonsLoveDisney]

Christmas break is expensive all together! 2 eat breakfast most of the time and lunch at school. So having them home means a lot more food.

[princess stich]

Originally Posted by Deffenm

Yeah I am glad I found this thread. I looked for it on the Budget Board but it moved. This is a huge goal for us this year. We are going to stay on budget and pay off some bills and save more. Here are my goals for Jan.
1.)Stick to Budget (groceries for Jan. $600, Gas for Jan. $400, pay normal bills)
2.) Only eat out 5 times for month (lunch and dinner)
3.) earn/save $500 in Jan.

1/1 - $0
1/2 - $28.43 grocery store
1/3 - earned $29 from selling books, cds, dvds, $0

Where did you sell your books, cds, and dvds? I have some (especially kids books) that I want to sell as well.

[PrincessNancy96]

School breaks are always more expensive... I think Kroger laughs at all the parents that are in there daily during breaks!!!


I'm so sick of going to the store for MILK!!!

I did have to fall off the wagon today and buy and extra tote for decorations.. one did NOT make it through the holiday season... 8.00 on sale so that isn't bad...

[BernardandMissBianca]

Originally Posted by Deffenm

Yeah I am glad I found this thread. I looked for it on the Budget Board but it moved.

Sorry about the move. I seemed to be talking to myself over on the budget board and a few of us here were talking about financial freedom on this sub forum so I figure this was as good a place as any.

If there seems to be interest, I would be willing to start a second thread in the Budget forum.

I'm glad you found us!!!

[PrincessNancy96]

I got all my errands done... Did not buy a soda or snack while I was out... and I was only off .14 cents on my grocery budget allotment!


I also decided to try the 52 week savings plan... I'll go find the details and post it for you guys... I'm doing it per paycheck so I don't mess it up... but the end result will put me 2/3rds of the way to paying for our Disney tickets for 2014...

ETA:

Here is a link to the 52 weeks savings challenge...
http://www.sistersavealot.com/main-c...-1378-52-weeks

Nutshell: you save a dollar a week increasing it by a dollar every week...
So this week is $1
next week is $2
and keeps going to week 52 you put in $52...
by the end of 52 weeks you have saved 1378.

I thought it was pretty cool.. and I figure out how to do it within my budget.... (even with the SS increase on payroll)...
My goal is to tuck at least 10 extra a month from my no buy days...


So, this check I put in 10.00 (I owed 3.00 per the challenge but rewarded myself 7.00 for staying within my budget on groceries).

[Deffenm]

Originally Posted by princess stich

Where did you sell your books, cds, and dvds? I have some (especially kids books) that I want to sell as well.

We have a place called Half Price Books that buys used media material (books, cd's, dvds, ect.)

1/4 - $0 - a friend asked me to go to lunch but the place they were going to is not a favorite of mine so I declined but said we would reschedule next week and suggested a place that I have a gift card for. So I can go out to lunch and not impact my budget.

[Deffenm]

Originally Posted by BernardandMissBianca

Sorry about the move. I seemed to be talking to myself over on the budget board and a few of us here were talking about financial freedom on this sub forum so I figure this was as good a place as any.

If there seems to be interest, I would be willing to start a second thread in the Budget forum.

I'm glad you found us!!!

No need to start a second thread. I am just glad you started one! Having some place to be "accountable" and learn from others is a big help to me.

[princess stich]

Originally Posted by Deffenm

We have a place called Half Price Books that buys used media material (books, cd's, dvds, ect.)

Thanks! We have Half Price Books as well. I haven't been there in years. Guess a trip is in my future!

[princess stich]

Didn't do too bad at the grocery stores...

week 1:
1/1-0
1/2- $40 allowance, $28.50 Roller cave, $6.48 Starbucks, $ 45.46 Steak N Shake
1/3- $10 Incrediplex
1/4- $73.51 Trader Joes, $54.72 Kroger, made $4 on a pair of DD's old shoes and $7 on caddy
1/5

Made: $11/ $50 goal

[JohnsonsLoveDisney]

Great job Nan. I am headed to stores Blah! Cleaning stuff, food but did print coupons, signed up for ibotta to earn extra on what I need, and have a raincheck. Never ending.

Did strike a deal with dds today about ag dolls, we keep going round and round about these. They each have $50 bday cash, gma offered up $30 per girl each for ag as part of Christmas. And ill cover the last as long as they don't ask for fast food till march. So not much of a budget buster.

[BernardandMissBianca]

Originally Posted by PrincessNancy96

I got all my errands done... Did not buy a soda or snack while I was out... and I was only off .14 cents on my grocery budget allotment!


I also decided to try the 52 week savings plan... I'll go find the details and post it for you guys... I'm doing it per paycheck so I don't mess it up... but the end result will put me 2/3rds of the way to paying for our Disney tickets for 2014...

ETA:

Here is a link to the 52 weeks savings challenge...
http://www.sistersavealot.com/main-c...-1378-52-weeks

Nutshell: you save a dollar a week increasing it by a dollar every week...
So this week is $1
next week is $2
and keeps going to week 52 you put in $52...
by the end of 52 weeks you have saved 1378.

I thought it was pretty cool.. and I figure out how to do it within my budget.... (even with the SS increase on payroll)...
My goal is to tuck at least 10 extra a month from my no buy days...


So, this check I put in 10.00 (I owed 3.00 per the challenge but rewarded myself 7.00 for staying within my budget on groceries).

I'm gonna do the 52 week challenge too but I'm starting backwards. $52 is easier to save now, not so easy to save at Christmas. Plus I'll get more $$ in interest if I start with the higher number.

[morgansmom2000]

Originally Posted by PrincessNancy96

I got all my errands done... Did not buy a soda or snack while I was out... and I was only off .14 cents on my grocery budget allotment!


I also decided to try the 52 week savings plan... I'll go find the details and post it for you guys... I'm doing it per paycheck so I don't mess it up... but the end result will put me 2/3rds of the way to paying for our Disney tickets for 2014...

ETA:

Here is a link to the 52 weeks savings challenge...
http://www.sistersavealot.com/main-c...-1378-52-weeks

Nutshell: you save a dollar a week increasing it by a dollar every week...
So this week is $1
next week is $2
and keeps going to week 52 you put in $52...
by the end of 52 weeks you have saved 1378.

I thought it was pretty cool.. and I figure out how to do it within my budget.... (even with the SS increase on payroll)...
My goal is to tuck at least 10 extra a month from my no buy days...


So, this check I put in 10.00 (I owed 3.00 per the challenge but rewarded myself 7.00 for staying within my budget on groceries).

Oh, I like that idea. My paycheck was $18 less this week. (I get paid bi-weekly). $36 a month doesn't sound like much...but it adds up pretty fast! Especially when DH's check will probably be double that a week!