DVC RESALES
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Old 12-17-2012, 09:56 AM   #1
kkbutterfly
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Small Add on Points Through Disney

Hello All!

I was wondering if anyone has purchased small add ons through Disney? We started with the bare minimum of 100 points at BLT and we would like to add more points. While we'd rather be at BWV, we don't want to buy a resale contract of 150 - 200 points. Has anyone just added 25 - 50 points on through Disney? Was your experience good? Did you have second thoughts about not going resale? Do you keep the same use year?

Thanks all!
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Old 12-17-2012, 10:21 AM   #2
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Despite knowledge of the resale market, it is common for owners who are adding on a small number of points to go through Disney because finding a small add-on at their own resort with same use year in the resale market can be difficult even if you wait list with a broker. In fact, members here have reported buying from Disney after striking out in the resale market. Nevertheless, you might want to look into the resale market first, and even possibly wait list for a little while, to see if you can get lucky. The process is easy. You just call and do it and then you get the contracts to sign and return them; points become usable right after you buy them not the later closing date. When buying a small add-on Disney will sell you only points that have the same use year as the one you already have. Minimum purchase is 25 points, you can buy any number above that, but you need to buy at least 50 if you want to finance.
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Old 12-17-2012, 10:26 AM   #3
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Quote:
Originally Posted by kkbutterfly View Post
Hello All!

I was wondering if anyone has purchased small add ons through Disney? We started with the bare minimum of 100 points at BLT and we would like to add more points. While we'd rather be at BWV, we don't want to buy a resale contract of 150 - 200 points. Has anyone just added 25 - 50 points on through Disney? Was your experience good? Did you have second thoughts about not going resale? Do you keep the same use year?

Thanks all!
We have added points direct and it's extremely easy. They will title it exactly the same as your master contract and it will be the same UY. Even if it's a different resort.

Sometimes buying small contracts direct makes sense.
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Old 12-17-2012, 11:13 AM   #4
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For really small add ons, like the 25 or 50 point ones mentioned above, another factor to consider is the difference in closing costs. Now, I'm looking at VCG, so the closing costs there are more expensive than in Fl, but I still think you have to factor in several hundred dollars resale vs a lot lower amount from Disney direct.
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Old 12-17-2012, 11:34 AM   #5
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Do you mean that closing costs through Disney are cheaper than resale? If so, why?
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Old 12-17-2012, 12:46 PM   #6
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Do you mean that closing costs through Disney are cheaper than resale? If so, why?
Up until a couple of years ago Disney didn't charge closing costs. Now they do but they are minimal. Resale can cost hundreds. Personally, our 160 point resale cost us $525 in closing costs.
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Old 12-17-2012, 01:07 PM   #7
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I purchased 3 25 point contracts through disney direct this month and the cosing costs were only about 30 bucks for each.
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Old 12-17-2012, 01:14 PM   #8
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My small 60 point purchase was over 10 years ago and I paid $325 in closing costs. As far as why closing costs are more expensive resale. Part of it is probably Disney subsidising closing, but also partly not having some of the expenses associated with buying resale. For example, when I bought resale, at least part of the closing costs went towards a title search and title insurance to make sure you are buying with a clean title. Buying from Disney you wouldn't have these expenses.
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Old 12-17-2012, 04:02 PM   #9
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We added on at VGC twice last year direct, after having been ROFR'd twice on resales. On the direct purchases, I think the closing costs were about $50 each time. For the resales (albeit slightly larger contracts) closing was around $800. But again, it costs more in Ca than in Fl.

And if you spread the $500 or more over a 100 point contract, for example, that adds $5 per point to whatever purchase price you agree on with the seller. On a larger contract, with more points over which to spread those costs, the increase isn't as noticeable, but on the smaller ones it can make a difference.
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Old 12-17-2012, 04:57 PM   #10
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Quote:
Originally Posted by kkbutterfly View Post
I was wondering if anyone has purchased small add ons through Disney? We started with the bare minimum of 100 points at BLT and we would like to add more points. While we'd rather be at BWV, we don't want to buy a resale contract of 150 - 200 points. Has anyone just added 25 - 50 points on through Disney?
In case you do not already know, when booking 11 months out only home resort points can be used to make a reservation (only BLT points can be used to book BLT, only BWV points can be used to book BWV). If you purchase only 25 points at BWV they won't go very far if you want to book BWV in the home resort booking window.

What some of us do is buy half of the points we need for a stay, bank all of our points every other year and book at that resort once every two years. With a 25-point contract, by both banking and borrowing you would have 75 points to use every three years which won't quite get you a week in a Standard View studio in the cheapest season -- you would need 76 points for that.

Another approach is to book what you can with your BWV points in the home resort booking window and then try to add additional nights to your reservation using BLT points 7 months out, subject to availability.
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Old 12-17-2012, 05:22 PM   #11
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we've bought small add-on contracts both ways,and as other people have said if you can find what you are looking for at the same UY you need then resale is just as good as direct.
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Old 12-17-2012, 06:12 PM   #12
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I recently purchased 75 points at BCV direct from Disney. I had not been able to find the right contract resale and after a year of looking I bought direct because I needed the point for two trips next year. I believe the closing cost was $100 or so. Well worth buying direct as I had my points by the next day and was able to make my reservations 11 months out as I had planned.
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Old 12-18-2012, 07:47 AM   #13
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Yep..all my contracts are small. I have 2 65 point contracts and 2 50 point contracts and am on the waiting list for 65 more, all at VGC. (I bought a small OKW resale years ago to get into the system and enable me to buy my initial contract smaller than the then 160 point minimum. I then sold my OKW points, so all my current points are direct add ons) Super easy except all that signing by the plam tree business.
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Old 12-18-2012, 08:39 AM   #14
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Hey everyone! \

Thanks for your great responses! I have a small add on question if anyone is still reading this -

I see a lot of resale contracts for BLT for 50 points with a use year of September. Currently I have a use year of August (and have been looking for small August contracts but see none). How annonying is it to have an Aug and Sept use year?
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Old 12-18-2012, 09:23 AM   #15
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Quote:
Originally Posted by kkbutterfly View Post
Thanks for your great responses! I have a small add on question if anyone is still reading this -

I see a lot of resale contracts for BLT for 50 points with a use year of September. Currently I have a use year of August (and have been looking for small August contracts but see none). How annonying is it to have an Aug and Sept use year?
it means you wouldn't have an "add-on", you'd have 2 separate contracts.

i believe you'd be able to view both together on the website but if you would not be able to combine pts from both contracts to book one reservation without transferring the pts first. you would have to book 3 nights with one contract and 4 nights with the other and then ask MS to link the reservations if possible.

it's do-able if you stay organized, but it's much easier to manage if your contracts have the same UY.
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