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Old 07-05-2014, 08:01 PM   #1
karsen11
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100 points?

Hi!!!
So I just started looking into DVC, and I see that the minimum # of points is 100. As of right now it is just my husband and I. In the next year or two we hope to expand our family by 1, and that will be it for us..,
So what will 100 points get us? Can we add more points way down the road if needed?
Thanks!
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Old 07-05-2014, 08:06 PM   #2
Millionaire2K
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I think 100 points is a good start. I had 100 points for 5 years. I just added 200 more.

A few things to figure out:

1. How long are your trips?
2. How often do you go to WDW?
3. Where do you normally stay?
4. When do you normally visit?

With this info if will be easier to know if 100 points will work for you. I mean if you visit every year and always stay at GF for a week at xmas, then no way is 100 points good.

PS. Yes you can always add extra points at anytime.
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Old 07-05-2014, 08:08 PM   #3
karsen11
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We like to visit 1 time per year usually in September or October for about 7 days and usually stay at a value or moderate resort because we are so rarely int the room
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Old 07-05-2014, 08:20 PM   #4
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Originally Posted by karsen11 View Post
We like to visit 1 time per year usually in September or October for about 7 days and usually stay at a value or moderate resort because we are so rarely int the room
Ok so here is what you can do for a straight up 100 points. I'm not gonna start a debate as to weather you should buy. I will leave that to you. However I did not buy DVC until I was able to pay cash for the points. I did not want to finance the contract. I also went resale with my 2nd purchase and saved $10,000!

6N/7D in Sept you can do:



6N/7D Nights in Oct you can do:



Remember you can also mess around with points. You're not stuck wit 100 to use. With different banking and trip strategy's you can have much better stays.

Example for 120 point stays:

1st year bank 100 points
2nd year use 120 points and bank 80 points
3rd year use 120 points and bank 60 points
4th year use 125 points and bank 40 points
5th year use 120 points and bank 20 points
6th year use 120 points
7th year bank 100 points
repeat.

Or:

1st year use 120 points by borrowing 20 from 2nd year
2nd year use 120 points by borrowing 40 from 3rd year
3rd year use 120 points by borrowing 60 from 4th year
4th year use 120 points by borrowing 80 from 5th year
5th year use 120 points by borrowing 100 from 6th year
6th year no trip
repeat

Last edited by Millionaire2K; 07-06-2014 at 04:00 PM.
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Old 07-06-2014, 08:13 AM   #5
Splashboat
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Quote:
Originally Posted by Millionaire2K View Post
7 Nights in Sept you can do:



7 Nights in Oct you can do:


Am I missing something? I thought the points looked low for 7 nights so I looked at AKV and BWV (2014 and 2015) and can't find points as low as you have them on your chart. Did you mean 6 nights?
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Old 07-06-2014, 09:15 AM   #6
karsen11
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Thank you all so much, this is a big help!!! I'm sure I'll be back with many more questions though!
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Old 07-06-2014, 09:32 AM   #7
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Originally Posted by Splashboat View Post
Am I missing something? I thought the points looked low for 7 nights so I looked at AKV and BWV (2014 and 2015) and can't find points as low as you have them on your chart. Did you mean 6 nights?
I agree, those numbers are for a six night stay starting on a Sunday.
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Old 07-06-2014, 03:59 PM   #8
Millionaire2K
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I agree, those numbers are for a six night stay starting on a Sunday.
Woops yes. I meant 6N/7D.
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Old 07-05-2014, 08:17 PM   #9
Msmithmd
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If you're comfortable with value resorts, don't buy DVC.

If you don't have the cash on hand, don't buy DVC.

If you want nicer accommodations than a value, are certain you will visit Disney at least every other year for a minimum of the next two decades, and have the cash to pay in full up front, then do buy DVC.

But spend a minimum of several months to a year reading these boards before you purchase, to fully understand what you are, and what you are not, getting with a purchase.

You do add a few (very expensive point-wise) options with a direct purchase. You save half to two-thirds of the cost with resale.

Either might be the right answer for you, depending on where you want to stay. But you need to research way more, before you allocate tens of thousands of dollars to the purchase.

The host page for disboards has point charts for each resort. David's vacation rentals has a very useful calculator that allows you to compare points costs for specific trip dates and lodging sizes. Become familiar with both.

Good luck with your research and decision!
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Old 07-05-2014, 08:22 PM   #10
karsen11
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We are no longer happy staying at value resorts, and we have decided that we want to do at least once a year ( we have been twice this year, oct and June)... We know that we have a ton more research to do, just kinda getting a feel for things!!!
Next question are your park tickets included? We normally do water park hoper and more.
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Old 07-05-2014, 08:25 PM   #11
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Quote:
Originally Posted by karsen11 View Post
We are no longer happy staying at value resorts, and we have decided that we want to do at least once a year ( we have been twice this year, oct and June)... We know that we have a ton more research to do, just kinda getting a feel for things!!! Next question are your park tickets included? We normally do water park hoper and more.
Nope. DVC does have discounts on annual passes. Those can be improved or discontinued at any time. Do not make a purchase dependent on the discounts because they are not a part of ownership (ie not guaranteed in any way.) There is no discount on single visit tickets.
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Old 07-05-2014, 09:31 PM   #12
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Next question are your park tickets included? We normally do water park hoper and more.
DVC covers accommodations only. tickets, food and other travel costs are definitely something to keep in mind in deciding whether you can really afford DVC.
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Old 07-05-2014, 09:37 PM   #13
karsen11
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Are you entitled to free dining?
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Old 07-05-2014, 09:44 PM   #14
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Are you entitled to free dining?
No
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Old 07-06-2014, 06:01 PM   #15
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Quote:
Originally Posted by karsen11 View Post
Are you entitled to free dining?
Quote:
Next question are your park tickets included?
DVC is a timeshare; what you're buying is the right to stay in DVC resorts using your points, subject to availability, for the life of the contract. Anything and everything else is a perk, and can be changed or taken away at any time. Nothing is included, just the use of the room.

Once you buy, when you make reservations using your points, you're no longer doing business with Disney's travel company, so you're not eligible for free dining or any of the other promotions they offer. You're using room inventory that you and the other DVC members own, not the room inventory that Disney owns.

You can, of course, make a cash reservation anytime if you want to make use of free dining, or other promotions.
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