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Old 01-01-2013, 01:09 PM   #1
BernardandMissBianca
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No Buy ~ January 2013 edition

So we had this tread for a while in the budget boards but it seemed to lose interest. and since some of us are looking for some financial freedom this year, I figured this would be a good place to try a new thread.

Rules are simple: you decide what to track, how to track it and what your goals are. While many people choose to try for as many $0 days as possible (hence the "no buy" title), if some other target works for you, then go for it![Stole this intro from MomtoOne]
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Old 01-01-2013, 01:11 PM   #2
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My goals for January:
15 no buy days
2/5 Starbucks purchases

1/1 - IGA 15. and change
1/2 - Target 110.77 (meds and food essentials); IGA $13.17 (milk and cheese)
1/3 - Trader Joes 88.88; Whole foods 83.52
1/4 - Shell $90; Starbucks 12.71
1/5
1/6

Grocery budget for the week $100
1/7
1/8
1/9
1/10
1/11
1/12
1/13
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Old 01-01-2013, 02:49 PM   #3
JJ&JHsmom
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I'm in. My goal will be sticking to my budget, I am going to work really hard at only buying what I have budgeted for everyday in order to limit my impulse buying which has gotten a little out of control.

1/1 stuck to budget-only wrote check for DD's lunch for the month
1/2 stuck to budget- no buy day
1/3 stuck to budget-no buy day
1/4 stuck to budget only paid bill due
1/5 stuck to budget-no buy day
1/6 groceries-$125 budgeted-over budget by 11.48, but gas was 10.41 less than budgeted for week

1/7 stuck to budget- no buy day
1/8 stuck to budget- dance tuition due tonight
1/9 stuck to budget- no buy day
1/10 stuck to budget no buy day
1/11- pay bills-
1/12 $125 grocery shopping under budget only spent $97.11
1/13 $5 for lunch and $10 for workshop fee. not too bad for a day out.

1/14 stuck to budget no buy day
1/15 stuck to budget gas for car $42.28, paid bills
1/16 paid of Kohl's charge, $14.32 for paper
1/17 M's $8.48 for paper- need to stay out of stores!
1/18 stuck to budget $40 for hair and eyebrows.
1/19 $98.78 brakes for car, part of extras in budget
1/20 stuck to budget, groceries $101.69

1/21 stuck to budget- no buy day
1/22 stuck to budget - no buy day
1/23 stuck to budget -no buy day
1/24 stuck to budget - no buy day
1/25 stuck to budget - paid bills
1/26 stuck to budget- no buy day
1/27 stuck to budget- groceries $107.25, gas $27.26

1/28 stuck to budget-no buy day
1/29 not budgeted but expected, $66.24 for 2 sets chef pants and coats for Julia
1/30 stuck to budget -no buy day
1/31 stuck to budget no buy day
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Old 01-01-2013, 02:56 PM   #4
morgansmom2000
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Oh, I need a way to track this. I've been very bad about spending money on eating out (take out, drive through coffee, restaurants).

I think in order to make it through my days at work (MWF), I need to be able to allow myself a large Dunkin' coffee. BUT, on my days off and weekends I won't go through the drive through for coffee or soda, and we'll try not to eat out more than once a week. Will try for 12 no buy days, but hope for more!

1/1 ~ $0
1/2 ~ $0 Used my DD gift card! ~ $12.41 at Joann's
1/3 ~ $12.78 on groceries at Aldi, but used a gift card for the $16.98 at Stop & Shop
1/4 ~ $0 ~ Used my DD gift card! ~ $22.71 at Five Guys ~ Dinner out for the week
1/5 ~ $0
1/6 ~ $2.95 for Disney lithographs ~ Gulp $33.90 for cardstock ~ DH spent $3.16 at Lowe's and $8.85 at Target
1/7 ~ $0 at 'Bux - used my GC! ~ $34.14 for gas ~ $11.72 at Aldi ~ $11.07 at Price Chopper

1/8 ~ $0 ~ Ended up with a migraine, didn't get to go to technique club
1/9 ~ $0 at 'Bux - used my GC! ~ $6.50 for GS pin and patch ~ DH spent $15.39 at Target and $8.46 at Walgreen's...why can't he stick to a list? OMG, I just looked at our account, he spent $3.79 at Shaw's too!
1/10 ~ $18.58, gifts for my co-workers (I got beer!) ~ DH spent another $27.05 at Target!
1/11 ~ $0 used my DD gift card!
1/12 ~
1/13 ~
1/14

3/12 no buy days so far.
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Old 01-01-2013, 04:06 PM   #5
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My goal is sticking to budget.. Due to mailing of a check to wrong place and it was credited to my account.. I am paying one bill off earlier than anticipated! Woot! Woot!! But because of that, I had to snatch some money from savings to cover the other bill.. LOL Go figure!!! I'd pay more to the smaller bill but have less for the bigger bill!! But it is all good!!!

I will NOT buy anything unless it is on sale or I have a coupon...
In regards to scrapping.... no purchase other than postage to and from for swap.. then I'm going back on hiatus because I am so far behind!!!

No buy days... goal 15...

Unbudgeted expense

Week 1:
1/1 ~ 0
1/2 ~ 0
1/3 ~ $8 for a christmas tote ** BOO!!!
1/4 ~ $150 on groceries; $100 needs at Walmart ($50 of it was for PJ's needs for college). ALL within budget only 14 cents off on groceries.
1/5~ $25.00 for ballgame (was budgeted) won't pay for ballgames unless they are away and they are budgeted. Season passes come back into play now!!!

2/15 no buy days...

Week 2:

Goal: Gas in DD's car to return to school (budgeted); pay bills (budgeted); goal 4 days no buy because kids are back in school and I get to reclaim my life!!! DS16's tank is still full (since 2 weeks of no school); my car tank half full but no major runs except to school; DH- Gas 40.00.

1/6 ~ $80 for meal out...
1/7 ~ paid bills (budgeted); 10.00 for milk
1/8 ~ $10 for DD's contacts ~ moved her appt up before she returned to school.
1/9 ~ $19.84 walmart
1/10 ~ 0
1/11 ~ 0
1/12 ~ $39 at grocery; $20 gas for my car

4/15 no buy days

Week 3:

1/13 - 0
1/14 - 0
1/15 - 0
1/16 - 10 for milk; 20 for a tie for DS16 (amount changed when he went to pay! )
1/17 - 0
1/18 - grocery, pay bills, write ck for DH (he got a small bonus and I'm giving it to him to spend on his list of items so it's not my deal if he runs out of $$ LOL) ** big deal is I get to PAY OFF DsS21's tuition bill for this year... (then I start the savings to pay off next year's tuition in August and we are DONE!!) and I'll be one payment away from paying off a CC!!!
1/19- 0

9/15 no buy days


Week 4:

1/20 - 9.63 for soda (4/10 w/ dollar off coupon 4/9+ tax)
1/21 - 0
1/22 - 150 to HS for overnight event for DS16= State Competition!! 9.63 for postage to DD
1/23 - 30 for milk and a few other needs
1/24 - 0
1/25 - 0
1/26 - $95.97 for cat & rabbit food; ink for the printer should be stocked up for 2 months or 3!

12/15 no buy days

Week 5:

1/27 - 0 (not going anywhere tomorrow.. supposed to get freezing rain in.. YUCK)
1/28 - 0
1/29 - pay bills (budgeted)
1/30 - 0
1/31 - 0
2/1
2/2

16/15 no buy days
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Last edited by PrincessNancy96; 01-31-2013 at 10:09 AM.
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Old 01-01-2013, 08:20 PM   #6
princess stich
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I would like to join this as well!

My goal is to have 15 no buy days...and I would like to make $50 selling things. Trying to declutter the house. Some things I will just donate, but others I will try and sell.

week 1:
1/1-$0
1/2- $40 allowance, $28.50 Roller cave, $6.48 Starbucks, $ 45.46 Steak N Shake
1/3- $10 Incrediplex
1/4- $73.51 Trader Joes, $54.72 Kroger, $33 movies (husband and son)/ made $4 on a pair of DD's old shoes and $7 on caddy
1/5-$0/ made $43 on books, $15 on baskets, $3 basketball goal

Week 2:
1/6- $12 admission to son's bball game
1/7-$9.31 Kroger, $23.65 CVS/Walgreens (received $10 CVS gift card), DH hair $17.95. Made $10 on books
1/8- $0, Made $2 clothes
1/9- $0, Made $6 clothes
1/10- $69.13 gas, $15 fundraiser event ticket, $$$ dance competition fees, made $6 on clothes
1/11- $172.70- Costco/Trader Joe's, gas $38.58, made $10 on clothes
1/12- $0, Made $5 on clothes

Week 3:
1/13- $9 admission to son's basketball game
1/14-$0
1/15-$0
1/16-$0
1/17-groceries $50, $12 chick fil a fundraiser
1/18-made $3, groceries $35
1/19- $42 dog food

1/20-$8 admission to son's bball game
1/21-$30.88 Marsh/CVS
1/22-$0
1/23-$0
1/24-$12 chick fil a fundraiser, $13.38 gift, $18 son's haircut
1/25-
1/26-

1/27-
1/28-

Made: $114/$50 goal
$0 days: 10/15 goal
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Last edited by princess stich; 01-25-2013 at 05:26 AM.
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Old 01-02-2013, 04:12 AM   #7
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Does using gift cards count as no buy since you aren't using cash or buy since you ARE buying something?
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Old 01-06-2013, 05:49 PM   #8
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Quote:
Originally Posted by princess stich View Post


1/6- $12 admission to son's bball game
1/7
1/8
1/9
1/10
1/11
1/12

Made: $72/$50 goal
$0 days: 2/15 goal
Well, the only $ that I spent today was on admission to my son's basketball game. I'm not sure that should count because that is going to happen every Sunday, and we have to be there!

Tomorrow I have to stock up on some dishwasher detergent and laundry detergent, so I know I'll be spending that, but that is all I have planned to buy tomorrow
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Old 01-07-2013, 07:37 PM   #9
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Quote:
Originally Posted by princess stich

1/6- $12 admission to son's bball game
1/7-$9.31 Kroger, $23.65 CVS/Walgreens (received $10 CVS gift card). Made $10 on books
1/8
1/9
1/10
1/11
1/12

Made: $82/$50 goal
$0 days: 2/15 goal

.
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Old 01-13-2013, 08:36 AM   #10
princess stich
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Quote:
Originally Posted by princess stich


1/6- $12 admission to son's bball game
1/7-$9.31 Kroger, $23.65 CVS/Walgreens (received $10 CVS gift card). Made $10 on books
1/8- $0, Made $2 clothes
1/9- $0, Made $6 clothes
1/10- $69.13 gas, $15 fundraiser event ticket, $$$ dance competition fees, made $6 on clothes
1/11- $172.70- Costco/Trader Joe's, made $10 on clothes
1/12- $0, Made $5 on clothes

Made: $111/$50 goal
$0 days: 5/15 goal
Yesterday was a no buy day! I am planning that , other than admission to my son's basketball game , today will be a $0 day as well.
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Old 01-19-2013, 11:20 AM   #11
princess stich
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Quote:
Originally Posted by princess stich

Week 3:
1/13- $9 admission to son's basketball game
1/14-$0
1/15-$0
1/16-$0
1/17-groceries $50, $12 chick fil a fundraiser
1/18-made $3, groceries $35
1/19-


Made: $114/$50 goal
$0 days: 8/15 goal
Not a bad week so far! Hoping to actually get some scrapbooking done this weekend!
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Old 01-31-2013, 10:24 AM   #12
PrincessNancy96
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Wow!! I made 16 no buy days!!!

I paid off DsS21's tuition 3 months early this month!!
I am one payment (actually paying it off tomorrow) from paying off CC!!!

I started the NO Buy February thread today...so if you wanted to you could set up your goals for next month..


Buffy, thanks for starting this thread.. It has been a great motivator for me.
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Old 01-09-2013, 04:13 PM   #13
PrincessNancy96
My family drove me nuts, and then I got stuck in traffic
Washed my hair and wham, several ideas hit me all at once!
 
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I actually am doing the 52 week savings plan.. I started a spreadsheet and I think I'm going to work as planned til March.. then when the tax check comes in I'm going to pull the 52 and start working backward from there....
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Old 01-11-2013, 12:40 PM   #14
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No buy day... DD found her gas gift card she got for graduation in her room!!!

I got the boys' report cards today.. Honor Roll for both..
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Old 01-24-2013, 05:46 PM   #15
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How is everyone doing this week with the No Buy???

I made it today.. hopefully tomorrow too..

I know this week I need to run out for rabbit and cat food..
I thought I had to go for cat food today but the neighbor is moving and brought over an extra bag he found in the basement since there cat is now on wet food only diet...
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