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Old 12-12-2012, 06:18 PM   #1
CaptDadSparrow
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Think we made a big mistake RE: UY

WE are in the process of closing on our first contract. The contract is AKV June UY.

We vacation in fall and spring not summer or winter. We are planing an October trip.

Signing now means we'll get our June 2012 UY points, but they must be used or banked by May in order to used them in UY 2013 correct? If we bank them so they are available for an oct 2013 trip, do we have to wait until June before we can make Oct 2013 ressies? Or can we bank them now, make ressies now for October assuming the banked points will be current UY points in October? Also if we do bank them for an October trip, that means in June we will have double the yearly points. Again can we make ressies now for the value of double points assuming they will be active UY by October? Or do we have to show all the points in our account as active UY status before we can make ressies with them to their full value?

Since oct/nov is only 5 months from June will we be for the life of the contract always getting the left overs because people with UY nov will have points and a full 11 months till their oct trip to get the best rooms?

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Old 12-12-2012, 06:39 PM   #2
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You can bank during the first 8 months of your UY. It is beneficial to pick a UY at the start of your preferred travel season in case you need to cancel, you will have time to bank and not lose the points.

Points need to be in your account for the dates of your stay, not when you make the reservation.

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Old 12-12-2012, 06:40 PM   #3
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Quote:
Originally Posted by CaptDadSparrow View Post
WE are in the process of closing on our first contract. The contract is AKV June UY.

We vacation in fall and spring not summer or winter. We are planing an October trip.

Signing now means we'll get our June 2012 UY points, but they must be used or banked by May in order to used them in UY 2013 correct? If we bank them so they are available for an oct 2013 trip, do we have to wait until June before we can make Oct 2013 ressies? Or can we bank them now, make ressies now for October assuming the banked points will be current UY points in October? Also if we do bank them for an October trip, that means in June we will have double the yearly points. Again can we make ressies now for the value of double points assuming they will be active UY by October? Or do we have to show all the points in our account as active UY status before we can make ressies with them to their full value?

Since oct/nov is only 5 months from June will we be for the life of the contract always getting the left overs because people with UY nov will have points and a full 11 months till their oct trip to get the best rooms?

Thanks,
All points use is based on date of stay, not when you make the reservation. Points are always available, you don't have to wait. You could make an October 2013 reservation at your home resort now and use banked 2012, current 2013, borrowed 2014. When you close, your online account will show June 2012, 2013, 2014, 2015 points.
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Old 12-12-2012, 06:43 PM   #4
erionm
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With a June UY, you have until January 31 to bank points into the next UY.

Your UY does not control when you can call to make a reservation, only what points are used when that reservation is made. You can always call up to 11 months in advance of your check-in date at your home resort and up to 7 months in advance at non-home resorts to make reservations subject to availability.
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Old 12-12-2012, 06:48 PM   #5
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Quote:
Originally Posted by CaptDadSparrow View Post
If we bank them so they are available for an oct 2013 trip, do we have to wait until June before we can make Oct 2013 ressies?
Quote:
Since oct/nov is only 5 months from June will we be for the life of the contract always getting the left overs because people with UY nov will have points and a full 11 months till their oct trip to get the best rooms?
OK, first things first. Breathe in; breathe out.

UY has NOTHING to do with when you can book. You can book your home resort at 11 months prior to your arrival date, and any resort at 7 months. UY means nothing for booking a reservation.
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Old 12-12-2012, 06:52 PM   #6
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With banking and borrowing, you can have THREE years of points available for a given reservation. If you bank points from Year 1 into Year 2, and then borrow points from Year 3 into Year 2, you have triple points available.

Of course, if you did that with ALL of your Year 1 and 3 points, you'd have zero points available in those years...although in Year 3, you could borrow from Year 4.

Confused? Welcome to timesharing!
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Old 12-12-2012, 06:57 PM   #7
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A June UY would work fine for Oct/Nov reservations.

Where UY becomes an issue is if you have to cancel a reservation...AND that cancellation occurs after your banking deadline (Jan 31, for June). That will not occur with fall reservations and a June UY.

It could happen for a Spring vacation. If you made an April reservation, for example, and then had to cancel after Jan 31, you would not be able to bank those points. They would become "use or lose" and you'd have to use them by May 30.
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Old 12-12-2012, 06:59 PM   #8
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One caution: Banking and borrowing are irreversible transactions. Once banked or borrowed, points cannot be put back into their original UY.
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Old 12-12-2012, 09:04 PM   #9
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Quote:
Originally Posted by JimMIA View Post
A June UY would work fine for Oct/Nov reservations.

Where UY becomes an issue is if you have to cancel a reservation...AND that cancellation occurs after your banking deadline (Jan 31, for June). That will not occur with fall reservations and a June UY.

It could happen for a Spring vacation. If you made an April reservation, for example, and then had to cancel after Jan 31, you would not be able to bank those points. They would become "use or lose" and you'd have to use them by May 30.
May 31, actually.
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Old 12-13-2012, 05:56 PM   #10
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Quote:
Originally Posted by JimMIA View Post
A June UY would work fine for Oct/Nov reservations.

Where UY becomes an issue is if you have to cancel a reservation...AND that cancellation occurs after your banking deadline (Jan 31, for June). That will not occur with fall reservations and a June UY.

It could happen for a Spring vacation. If you made an April reservation, for example, and then had to cancel after Jan 31, you would not be able to bank those points. They would become "use or lose" and you'd have to use them by May 30.
To expand on Jim's point, for reservations really close to the end of your use year, where if you had to cancel, you probably would find yourself unable to use your points, you can buy travel insurance through DVC or on your own that will cover some of the loss (I think just dues on points, we've never bought insurance).

Another option, if this happens is not to cancel your reservation, but rent it out on the rent trade board - you won't get top dollar for it, but you can cover your dues and then maybe use that money towards a cash trip.
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Old 12-12-2012, 07:01 PM   #11
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With banking and borrowing, you can have THREE years of points available for a given reservation. If you bank points from Year 1 into Year 2, and then borrow points from Year 3 into Year 2, you have triple points available.

Of course, if you did that with ALL of your Year 1 and 3 points, you'd have zero points available in those years...although in Year 3, you could borrow from Year 4.

Confused? Welcome to timesharing!
Span UY's with a reservation and you could use FOUR years of points.

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Old 12-12-2012, 07:04 PM   #12
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Span UY's with a reservation and you could use FOUR years of points.

Show-off!
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Old 12-12-2012, 07:38 PM   #13
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Quote:
Originally Posted by erionm

Span UY's with a reservation and you could use FOUR years of points.

What a way to blow your wad! :rofl

Sent from my iPad using DISBoards App, please excuse any typos or autocorrects!
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Old 12-13-2012, 02:42 PM   #14
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Quote:
Originally Posted by erionm View Post
Span UY's with a reservation and you could use FOUR years of points.





Quote:
Originally Posted by Deb & Bill View Post
But you have to make TWO reservations.



Quote:
Originally Posted by DannysMom View Post
What a way to blow your wad! :rofl

Sent from my iPad using DISBoards App, please excuse any typos or autocorrects!
We just got back from a 2 week vacation at VWL. Nov. 24 - Dec. 8th. With our December use year & crossing use years, we did blow our 4 year point allocation, but it was so worth it! We had only one ressie & reservation # for our 1 bdrm villa.
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Old 12-12-2012, 07:58 PM   #15
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Quote:
Originally Posted by erionm View Post
Span UY's with a reservation and you could use FOUR years of points.

But you have to make TWO reservations.
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