I've read through a bunch of this, and am hoping for some help!
I have had a Chase SW Premier card for years, and never really fly SW anymore because they don't seem to have non-stop flights to wherever we are going. I've used it for recurring small purchases like dog food and monthly gym fees to get Disney GC every once in awhile with the points, but I don't want it anymore. The AF is $99 and due next month. And the interest rate is insane, so I would never use it for a big purchase to pay over time.
I also have a Jet Blue card which I use more often to get the miles.
But, I've had my SW card for YEARS and think it may hurt my credit to close it? Is there a way to switch to a better Chase card? Which one?
We don't have a Costco near us, we do have BJ's but no gas station (!), and prefer Hilton over Marriot ( just where we tend to stay, but not locked in).
TIA!