Ok, please bear with me as I'm a total noob with all this. I recently got the CSR and am working my way towards my 100,000 UR points. Ideally I'd like to convince my husband to take a trip to DisneyWorld over our son's Easter break from school. I've looked at some flights online through the UR portal just to see about how many points it would take. Looks like we'll easily have enough to cover 3 round trip tickets with lots of points to spare. My primary question is, would it be a smart move "transfer wise" to try to book at the Swan by moving UR points through Marriott then to Starwood? I've been doing tons of reading over on reddit churning, and from what I gather, this is the only way to turn those UR points into a hotel at Disney. I could definitely be missing something though. I'm honestly afraid to ask any questions over on reddit. Don't want to get chewed out. LOL. I would really appreciate anyone's feedback on this. I really don't know what I'm doing and this is the first time I'll be dipping my toe in the water of using credit card points for anything. All my previous cards were just cash back cards.