- Joined
- Jan 21, 2006
UPDATED QUESTION at end of post:::::::Anyone know what a rough estimate cost it may be to add on a teenage driver on to your policy on a 2002 car? Thanks
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You really have contact your insurance company/agent. There are a number of variables ranging from your state, to even which town you live in. As a PP stated taking drivers ed can make a difference and that can vary by state as well. They can also help you to make sure you are getting the proper discounts, if any as well.
It was a video to watch plus he had to keep a log of driving practice. It was all on the honor system. It's called Steer Clear.Thank you for the responses. Yes they can't get a permit here either without taking drivers Ed first. Kymom99 what type of online thing? Maybe I'll look into lumping everything and moving insurance companies.
This is true. My friend argued it's highest risk driver assigned to most expensive car. Not so with my insurance. My son is assigned to lowest values car regardless of which he drives. He is covered on all of themIf memory serves, our policy increased about $1200 when my daughter was added, and $2500 when my son was added. It can vary widely by state and even location within a state. Also, I had asked my insurance company how long the higher rates are in effect, and with my company a female's rates are higher till age 25 (so until the renewal policy after they turn 25) and males age 30. The way cars are assigned can vary by company too, so while you are thinking your child will drive car x, the auto insurer may not view it that same way and it too can affect the rates.
True. May agent assigned my kids to the vehicles that were lease expensive for them to be on, without regard to which cars they drove, which is allowed by my insurance. When they hit college, we also had the option of insuring them as being garaged in our home zip code, or the college zip code, whichever was cheaper. But my kids came home every weekend, and in reality, the car was at school and at home for roughly 180 days each, with only a few days difference, and that varied from year to year.If memory serves, our policy increased about $1200 when my daughter was added, and $2500 when my son was added. It can vary widely by state and even location within a state. Also, I had asked my insurance company how long the higher rates are in effect, and with my company a female's rates are higher till age 25 (so until the renewal policy after they turn 25) and males age 30. The way cars are assigned can vary by company too, so while you are thinking your child will drive car x, the auto insurer may not view it that same way and it too can affect the rates.
True. May agent assigned my kids to the vehicles that were lease expensive for them to be on, without regard to which cars they drove, which is allowed by my insurance. When they hit college, we also had the option of insuring them as being garaged in our home zip code, or the college zip code, whichever was cheaper. But my kids came home every weekend, and in reality, the car was at school and at home for roughly 180 days each, with only a few days difference, and that varied from year to year.
This is true as my brother took advantage of this for my niece for a couple years.My company also assigned children to the oldest vehicles. And your reply made me think of an additional college aspect, namely if they attended a college over a certain number of miles away and did not keep a car there, then there was some rate relief offered. That did not pertain to my children, so I did not pay full attention to the details on that.
I didn't have a choice but to put them on a car. We have had a spare car since BEFORE our oldest was born, the insurance just assumes that car is what the child is driving.My company also assigned children to the oldest vehicles. And your reply made me think of an additional college aspect, namely if they attended a college over a certain number of miles away and did not keep a car there, then there was some rate relief offered. That did not pertain to my children, so I did not pay full attention to the details on that.
This is true they are covered on all cars. But when I get the statements, it clearly says on the oldest car that my son is the orinciple driver. So the rate is based on that. It may vary pnafecto onafecand by company but that's how mine does it. I wouldn't want him to not be insured if he had to take my car somewhere one dayoh also I was informed that no matter which car you assign to your kid, the ins. co. assumes they'll be driving all the cars anyway. Fun fact I learned last year.