Inspired by another thread, I'm curious what the thoughts of the members here are. With rack rates at the Grand Floridian now eclipsing over $500 per night with taxes, close to $500 per night at the Polynesian, and around $450 at the other Deluxe Resorts, I know Disney has just about priced me out. As a family of 5, our options are limited. I never thought I would take a Disney trip and stay off site, but after next year, we're going to. Is anyone else going to start staying off site, or will you continue to pay Disney's prices?